Eighty Percent of Small Claims Court Cases and Civil Judgments Are Not Pursued
Small Claims Court » Eighty Percent of Small Claims Court Cases and Civil Judgments Are Not Pursued
This is such a familiar story for most Americans:
- Somebody did you wrong
- You go to civil court
- The court agrees to award you
- You never receive the money owed to you.
Although the small claim court is set up to allow you to recover money, that doesn't mean that it is easy. Civil court offers you fairly generic information on filing any garnishment of wages, bank garnishments, liens, and other ways of recovering the money you were awarded in court, however the information given to you will not teach you everything you need to know. Therefore, that leaves us with only a few options:
- Call it a loss (Never recover your money)
- Spend several weeks trying to figure out how to collect your money yourself
- Talk to an attorney and spend your hard earned money on a retainer plus hundreds per hour fees
- Hire a Collection Agency
Although debt collection service isn't very difficult to learn once you learn how to do it, the process will save you time and money in the long run. You would suggest that judgment is awarded to you, the small claims court would make it easier for you to recover the funds that you are owed.
Civil Courts offers pamphlets to you explaining what your rights are as a debtor. Try to find out information from one of the court clerks how you find the bank information of the debtor or the process for garnishing the debtors wages, and you will get the same answer - 'we do not give legal advice'.
The easiest way to find the debtor's information about the debtor is the skip tracing technique. The process of skip tracing involves pulling a credit report on the debtor, and playing private detective to connect all of the dots in the case. One of the obstacles a debt collector will face is that almost all credit reporters won't let you pull a credit report on somebody if you don't own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a judgment recovery service, they will collect your money for you with with no out-of-pocket fees, and no fees if your funds aren't recovered. Unlike attorneys who charge a per hour fee, whether or not they are capable to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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